protection

Whether you’re looking to pay off your mortgage if you die, provide financial support for your family or protect your income if you’re too ill to work, we aim to help and guide you in selecting the most suitable level of insurance protection. Our advisers will help you protect those who depend upon you against the most serious risks that you face, specifically to your life and your health.

Rego Wealth provides comprehensive protection advice for both you and your business if the worst should happen.

life insurance

critical illness insurance

income protection insurance

mortgage payment protection insurance

business protection insurance

life insurance

Life insurance is a policy which pays out a cash sum if you die during the term of the plan. You can also buy life insurance to last throughout your lifetime rather than for a selected number of years. It is usually taken out to cover a debt, such as a mortgage, but can also be used to replace the income of key family members or provide payment for a funeral and other living expenses.

Life insurance is a great way to help protect your family from the financial worries they could face if you were no longer around. It could help with household bills, child-care costs or covering mortgage payments.

life insurance

Life insurance is a policy which pays out a cash sum if you die during the term of the plan. You can also buy life insurance to last throughout your lifetime rather than for a selected number of years. It is usually taken out to cover a debt, such as a mortgage, but can also be used to replace the income of key family members or provide payment for a funeral and other living expenses.

Life insurance is a great way to help protect your family from the financial worries they could face if you were no longer around. It could help with household bills, child-care costs or covering mortgage payments.

critical illness cover

Critical illness cover is a type of insurance policy which pays out a lump sum or income on the diagnosis of a critical illness listed on the policy such as cancer, heart attacks and stroke.

A cash sum can help remove some of the financial and emotional stress associated with a critical illness – to enable you to take time off work, to help pay for specialist treatment and help cover day-to-day household bills such as childcare or to pay for that once in a lifetime big holiday.

income protection

An income protection plan will cover you if you need a regular income to replace some of your earnings if you can’t work because of illness or injury, whether you’re employed or self-employed. Depending on the provider, you can cover yourself for up to 60% of your total gross income. The benefit pays until the insured person can return to work.

There are other providers of Short-Term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

income protection

An income protection plan will cover you if you need a regular income to replace some of your earnings if you can’t work because of illness or injury, whether you’re employed or self-employed. Depending on the provider, you can cover yourself for up to 60% of your total gross income. The benefit pays until the insured person can return to work.

There are other providers of Short-Term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

mortgage payment protection insurance

Mortgage protection insurance covers the cost of your mortgage payments if you become unwell or lose your job. Your mortgage is probably your biggest monthly outgoing. If you were unable to work due to illness or redundancy, you’d still need to make your repayments or you’d risk losing your home. Mortgage protection insurance will pay you a set amount each month, usually for a period of up to two years, if you are unable to work.

There are three main types – unemployment only; accident and sickness only; and accident, sickness and unemployment. Unemployment policies will cover you only if you are made redundant. Accident and sickness over will protect you if have a long-term illness or suffer a serious injury.

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

business protection insurance – relevant life

Relevant Life is a life insurance policy available to employers to provide an individual death-in-service benefit for company directors or employees. It can help smaller businesses attract and retain high-calibre staff by offering them attractive benefits packages that are also tax efficient. It can also be a tax-efficient way for shareholder directors to take out life insurance.

business protection insurance – relevant life

Relevant Life is a life insurance policy available to employers to provide an individual death-in-service benefit for company directors or employees. It can help smaller businesses attract and retain high-calibre staff by offering them attractive benefits packages that are also tax efficient. It can also be a tax-efficient way for shareholder directors to take out life insurance.

'We make it our business to get to you know you, so you can have
a brighter and secure future.'

Contact us today to discuss your protection requirements.
Start planning today for tomorrow.

Speak to an adviser on 01923 312310 or complete our contact form.